Lighthouse Credit Repair offers a money-back guarantee for our service.  We consider each deleted item to have a fair market value of $75.  If a refund is necessary, the applicable value of items removed is deducted from the cost paid for our program.  Credit repair generally takes four to six months to achieve maximum results.  If, after six months of service, you are not pleased with the amount of negative information deleted then you may request an audit to determine if a refund is due.  Please see our written agreement for complete details. 

Example

A person begins our program with twenty negative items on their credit.  During the six months, only three items are removed (this is far less than our average).  The cost of our program, minus $75 for each item that was removed, equals the refund as shown below:

Program cost                        = $474
Three items removed            = $225 ($75 X 3)
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Refund amount                     = $249